Every project and subsite on michaelleung.info, written up as one entry each — economics explainers, games, maths lessons, price tracking, event photography, and deal hunting. All free to use, no sign-up.
19projects & subsites
2languages — English & 繁體中文
$0free, no sign-up
Money & the Australian economy
Explainers on rates, housing, tax and wages — with charts, in English and 繁體中文.
Unemployment is 4.7%, already above the RBA’s forecast, but underlying inflation is stuck at 3.6%. Using only ABS and RBA figures: why a hold at 4.60% on 3 November is likely, and why one more rise is a real chance in December or February 2027. With five charts. In English and 繁體中文.
CPI rose 26.8% and hourly wage rates just 20.8% from pre-COVID to June 2026 — and the average hides the real story. Open the basket:insurance +54%, housing +34% — every essential outran pay packets. With charts. In English and 繁體中文.
From 1 October 2026 the checkout surcharge is gone — but the cost moved, it didn’t vanish. Merchants told the RBA they’d fold card fees into sticker prices, interchange caps fell 0.8% → 0.3%, grandfathered no-annual-fee Amex cards now carry a $99 rewards fee, and CommBank is closing Awards. With charts, the Amex loophole, and the cashless question. In English and 繁體中文.
The Reserve Bank raised Australia’s cash rate to 4.60 per cent on 29 September 2026 — its fourth rise of the year. What it costs households:about $120 a month per rise on a $735,000 mortgage, $333 so far — plus the government spending and inflation debate. In English and 繁體中文.
Australia's unemployment rate rose to 4.6 per cent in August 2026 — even as 39,500 more people found work. With inflation still too high and the RBA holding at 4.35 per cent after three hikes this year, here is the call on the next move. In English and 繁體中文.
How Australia’s Medicare works in 2026: what it covers and what it doesn’t, bulk billing (84.1% of GP visits), the Safety Net, who can enrol, and the 2% levy vs the surcharge. With charts, fact-checked against official sources. In English and 繁體中文.
Australia’s tax brackets aren’t indexed to inflation. ATO data shows the median taxpayer’s average tax rate rose from 21.6% to 25.5% between 2020-21 and 2023-24 — while the average taxpayer only went from 29.6% to 31.9%. Stage 3 helped, but the creep is back. With charts and two worked examples. In English and 繁體中文.
Approvals fell 6.1% to 16,953 in August 2026 as apartments dropped, but house approvals hit a five-year high. Australia is 124,183 homes behind the Housing Accord pace.
ABS trade data for August 2026: imports of computers for the AI build-out jumped 22%, diesel import prices are up 57% on a year ago, and iron ore earns about 15% less per tonne. What it means for petrol, prices and the RBA. With charts. In English and 繁體中文.
100bp of RBA rises, the Tax Reform No. 1 Act and the uncapped 5% deposit scheme — what the three together are doing to house prices in each capital city, from Sydney’s −7.1% slide from its peak to Darwin’s record run. With the negative-equity question facing 5%-deposit buyers. In English and 繁體中文.
The game reads a word aloud and your child types it. All 100 Year 3–4 statutory words plus 1,000 everyday words, a Speed Challenge, and a round of just the words they missed. Free, no ads, no sign-up.
Free pattern and balance games for ages 8 to 10. Crack the unit of repeat to call any bead on the necklace, weigh number sentences on the see-saw, close ten case files, then try NAPLAN-style practice for Years 3 to 5. No ads, no sign-up.
The classic falling-block puzzle drawn in real 3D: turn the camera around the well while you play. Keyboard or touch, ghost piece, hold and a three-piece preview. Free, no ads, no sign-up, in English and 繁體中文.
A free 3D times tables game for ages 5 to 12. Walk an explorer around a new island every game, answer the sum on each treasure chest to open it, then build a rocket, lighthouse or castle. No adverts, no shop, no sign-up.
About half of Year 12 completers go straight to university (52.6% in NSW), while Australia sits above the OECD average for tertiary attainment (57% vs 48%). The other half take apprenticeships, TAFE certificates or jobs — and TAFE is now the fastest-growing sector, with 5.1 million VET students. AI research compiled and fact-checked from public sources. In English and 繁體中文.
Fun perimeter games and maths lessons for kids — calculate the perimeter of rectangles, triangles, and composite shapes through play. Built for classrooms and home learning.
Four free browser games:3D Chess (play vs AI), 3D Chinese Chess / Xiangqi, Othello with three difficulty levels, and Fraction Pizza Party for practising fractions. Works on computer, tablet, and phone.
28 photos from UQ Lakes on 5 October 2026, with no faces. How far the jacaranda bloom had got, the retired gardener who planted more than 130 of UQ’s jacarandas, the exam legend, the lake’s renewal, and the best spots to see them. In English and 繁體中文.
A photo gallery of the Gold Coast Show 2026 (29 August 2026) — 87 photos of the free-entry family event, with all visitor faces automatically privacy-blurred.
The complete archive of weekly AI-powered Coles vs Woolworths price comparisons across Australia, updated every week in English and 繁體中文, with a full 2025 archive for trend watching.
An AI-powered top-10 tech deal tracker across JB Hi-Fi, The Good Guys, and Harvey Norman — discount percentages and sale end dates, refreshed regularly.